CICreditIQ
ER

Good morning, Elena

Friday, 31 July 2026 · West Region corporate desk · 2 items were escalated to you overnight

4Appraisals in progressacross 4 borrowers2Awaiting my reviewdrafts ready to sign3Due this weekcommittee cut-off Thu
New appraisal

In-flight appraisals

Assigned to Elena Rossi · sorted by stage urgency

View all
BorrowerProposalStageRMStartedRatingFlags
Northwind Manufacturing Ltd
CAM-2026-0418 · Engineering goods manufacturing
Cash Credit enhancement INR 12.20 cr to INR 18.50 cr
CC INR 18.50 cr + LC/BG INR 6.75 cr
Cross-VerificationMarcus Chen22 June 2026CCB-4
First cut
2 open
Aurora Foods Ltd
CAM-2026-0402 · Packaged foods and edible oils
Cash Credit renewal INR 9.40 cr
CC INR 9.40 cr
CompletedPriya NairCompleted 12 June 2026CCB-2
Approved
Clear
Sahyadri Pharma Distributors Pvt Ltd
CAM-2026-0426 · Pharmaceutical distribution
Working capital sanction INR 7.85 cr (fresh)
CC INR 6.10 cr + LC INR 1.75 cr
DataDevika Sundaram8 July 2026CCB-5
Indicative
Clear
Trident Industrial Packaging Ltd
CAM-2026-0421 · Corrugated and industrial packaging
Term Loan INR 14.30 cr for line expansion
TL INR 14.30 cr + CC INR 4.60 cr
DraftMarcus Chen29 June 2026CCB-3
First cut
1 open

Needs attention

3 itemsException queue

Northwind's turnover discrepancy is blocking submission until it is adjudicated on the discrepancy board. Copilot can draft the risk note and the RM query from the underlying evidence.

Portfolio at a glance

Memo Library

Memos this month

23

19 in June · West Region

Turnaround before CreditIQ

6.4 days

Manual assembly, FY25 median

Turnaround after CreditIQ

1.3 days

Median review session 48 min

Rating distribution · CCB-1 to CCB-8

2
1
5
2
9
3
14
4
8
5
4
6
2
7
1
8