CICreditIQ
ER

Admin · Access

Users and roles

Six roles, one rule: nobody authors and approves the same memo. Role changes take effect on the next sign-in and are written to the audit ledger with who made them.

People

8 users in the Continental Commercial Bank tenant

NameRoleBranchAuthoredApprovedStatus

Elena Rossi

elena.rossi@ccb.co.in

West Region · Pune Corporate340active

Marcus Chen

marcus.chen@ccb.co.in

West Region · Pune Corporate190active

Sofia Almeida

sofia.almeida@ccb.co.in

West Region · Mumbai head office041active

Ingrid Larsson

ingrid.larsson@ccb.co.in

Head office · Mumbai012active

David Klein

david.klein@ccb.co.in

Head office · Credit systems00active

Omar Haddad

omar.haddad@ccb.co.in

Head office · Compliance and audit00active

Devika Sundaram

devika.sundaram@ccb.co.in

West Region · Mumbai Fort110active

Anand Iyer

anand.iyer@ccb.co.in

West Region · committee chair027active

Elena Rossi

Credit Analyst · West Region · Pune Corporate

Email
elena.rossi@ccb.co.in
Last active
31 July 2026, 08:29
Delegated authority
None — authors only
Memos authored
34
Memos approved
0

What this role can do

  • Create and edit appraisals
  • Adjudicate cross-verification findings
  • Set the first-cut rating and recommend
  • Submit for review

Authors appraisals end to end and adjudicates findings.

Segregation of duties

CCB policy 2.4 — the author of a memo may never approve it.

  • No conflicts. Every approver on this tenant holds no authoring history, and no one holds both an authoring and an approving role.

Ask the copilot

"Who can approve a memo above INR 25 crore?" — the copilot reads the role matrix and delegated authority and answers with names, limits and the memos each has approved.