DocReady · stage one
Readiness Console
Document collection for MSME and SME proposals across West Region. A case leaves this console only when the file is complete enough to underwrite, then hands off into credit appraisal.
Open cases
3
in collection now
Blocking gaps
2
cannot be appraised yet
Ready for credit review
1
85% gate met, nothing blocking
Requirements outstanding
23
insufficient or missing
Average age
14 days
against a 12-day escalation point
Cases in collection
Readiness is weighted by document importance, not a plain count.
| Borrower | Product and ask | Readiness | Outstanding | Age | Branch and RM | Target sanction | |
|---|---|---|---|---|---|---|---|
| Southgate Textiles Pvt Ltd SGT-2026-0147 · Small enterprise · Private limited company | MSME Secured Working Capital plus Term Loan CC INR 2.85 cr + TL INR 1.40 cr | 64% 8 of 18 satisfied · below the 85% gate | 6 insufficient · 4 missing 3 blocking | 17d last contact 18 August 2026 | Coimbatore SME Branch Priya Raghavan | 11 September 2026 | Readiness |
| Fairwind Components Pvt Ltd FWC-2026-0132 · Small enterprise · Private limited company | MSME Secured Working Capital CC INR 1.95 cr | 100% 16 of 16 satisfied · 85% gate met | 0 insufficient · 0 missing Nothing blocking | 24d last contact 14 August 2026 | Pune SME Branch Priya Raghavan | 31 August 2026 | Readiness |
| Brightline Foods Pvt Ltd BLF-2026-0158 · Micro enterprise · Private limited company | MSME Secured Working Capital CC INR 1.20 cr | 12% 0 of 13 satisfied · below the 85% gate | 0 insufficient · 13 missing 3 blocking | 2d last contact 19 August 2026 | Nashik SME Branch Priya Raghavan | 18 September 2026 | Readiness |
Copilot read on the queue
Southgate Textiles at 64% is the case that needs your attention today: three blocking gaps, and one of them is not a missing page but a contradiction — the Coimbatore title deed carries a Meridian Bank mortgage dated March 2024 against a client declaration of nil existing facilities. The debtors and creditors ageing has been open 13 days with two reminders, so it is past the 12-day escalation point. Fairwind Components reached 100% and was cleared by Thomas Weber on 14 August 2026, so it can hand off to appraisal now. Brightline Foods was received on 19 August; the collection link has gone to the client and nothing has come back yet.