Borrower dossier · Packaged foods and edible oils
Aurora Foods Ltd
Mumbai Fort Corporate Branch · Relationship manager Priya Nair · Analyst Elena Rossi · 5 memos on record since 2023.
PAN
AACCA••••P
GSTIN
27AACCA••••P1ZR
Exposure
INR 9.40 cr · CC INR 9.40 cr
Current rating
CCB-2 · Approved
Next review
30 June 2027
Refresh against the last memo
Prior memo: CAM-2026-0418 v4, drafted 31 July 2026 on FY2025 audited financials
A refresh re-pulls GST, bureau, registry and consented bank data, re-runs the spread and the cross-verification, and lists only what moved against v5. Nothing is written to the memo until you review it.
- Sources in scope
- GSTN, TransUnion CIBIL, MCA and CERSAI, Account Aggregator, branch provisionals
- Last refreshed
- 24 June 2026, at the start of this appraisal
- Consent state
- CONS-2026-0418-A expired 24 July 2026 — bank figures will lag
- Review due
- 30 June 2027 · CCB-2 watch grade
Memo versions
Every issued memo for this borrower, most recent first
- v5
Renewal at existing limits. Turnover INR 88.15 cr, current ratio 1.61x, DSCR 2.24x, no cross-verification findings. Approved by the credit manager without committee reference.
CC INR 9.40 cr · authored by Elena Rossi
- v4
Renewal on FY2025 audited financials. Turnover INR 79.44 cr, margins stable, one mild GST timing difference resolved with evidence.
CC INR 9.40 cr · authored by Elena Rossi
- v3
Enhancement to INR 9.40 cr deferred; edible-oil price volatility held the rating at CCB-3 for one cycle.
CC INR 8.20 cr · authored by Priya Nair