DocReady case · Small enterprise · Private limited company
Fairwind Components Pvt Ltd
0 outstanding · 85% review gate
Ready for credit review
The 85% gate is met and nothing blocking remains. Handing off creates the appraisal, carries the identifiers and facility ask across, and registers the satisfied documents as already present.
Readiness score
Weighted by section and by document importance, not a plain count of files.
100%
16 satisfied · 0 insufficient · 0 missing, of 16 requirements
Ready for credit reviewMet
threshold 85% · now 100%
Ready for disbursementMet
threshold 100% · now 100%
Blocking gaps
Each of these stops the appraisal pipeline.
No blocking gap remains on this case.
Non-blocking gaps
Recorded, chased, but not allowed to hold the case up.
Nothing outstanding outside the blocking set.
Handoff into credit appraisal
Creates a Credit Appraisal Memorandum for Fairwind Components Pvt Ltd and opens it at the identity step, with PAN, GSTIN, Udyam number, constitution, CC INR 1.95 cr and the Pune SME Branch relationship already carried across.
The handoff is written to the audit trail with the satisfied document set attached.
Next best actions
Nothing is pending. Fairwind Components Pvt Ltd cleared every applicable requirement, so this file can be handed to credit appraisal now and the borrower will not be asked for a document a second time.
Carried into appraisal
- Certificate of incorporation
- Memorandum and articles of association
- Board resolution for borrowing
- KYC of directors
- PAN of the entity
- Udyam registration certificate
- Audited financial statements FY2024
- Audited financial statements FY2025
- Provisional financials FY2026, part year
- ITR with computation, FY2024 and FY2025
- GST returns — GSTR-3B, last 12 months
- Bank statements, last 12 months, all accounts
- Stock and book-debt statement, latest
- Debtors and creditors ageing
- Sanction letters of existing facilities with other lenders
- Hypothecation of stock and book debts — security documents
The pipeline treats these as present, so the borrower is not asked for them a second time.