DocReady case · Small enterprise · Private limited company

Fairwind Components Pvt Ltd

FWC-2026-0132|PAN AAECF••••K|GSTIN 27AAECF3390K1ZR|Udyam UDYAM-MH-26-0041188|Pune SME Branch · Priya Raghavan

Readiness100%

0 outstanding · 85% review gate

AskINR 1.95 cr

Target sanction31 August 2026

Ready for handoff

Collection trail

4 recorded events since the case opened on 21 July 2026. Chases are consolidated, so the client never receives four messages for four documents.

ClearedCase cleared for credit review14 August 2026, 11:20
Thomas Weber, Credit Operations Officer
All sixteen applicable requirements satisfied, no insufficiency and no contradiction across documents. Readiness 100% at 24 days from application.
Client uploadFinal document received12 August 2026, 16:40
Anand Deshmukh, Fairwind Components
Stock and book-debt statement as at 31 July 2026, inside the 30-day window.
- Stock and book-debt statement, latest
RequestCollection link sent to Anand Deshmukh22 July 2026, 09:00
CreditIQ collection engine
Sent by email. Opened six times; fourteen of the sixteen documents arrived through the link.
RequestApplication received and checklist derived21 July 2026, 10:15
Priya Raghavan, Relationship Manager
Sixteen requirements applicable: no term loan, so no valuation or insurance; security is hypothecation of stock and book debts.

The open ask

Nothing is outstanding with the client.

Draft the next chase

Copilot writes from the open ask only, naming the exact defect on rejected items.

Dear Ms Iyer,

Thank you for the documents sent through your collection link. The incorporation set, both audited years and the income tax returns are complete and need no further action. Seven items remain before Southgate Textiles' proposal can go to credit review:

1. Board resolution for borrowing, signed and on company letterhead. The copy received on 8 August is unsigned and on plain paper.
2. Provisional FY2026 financials, complete set. Pages 3 to 5 carrying the balance sheet were missing.
3. GSTR-3B for August, September, October and November 2025. The eight months from December 2025 are already with us.
4. Bank statements for the twelve months to 31 July 2026 for the Meridian Bank account ending 8830.
5. Stock and book-debt statement as at 31 July 2026. The statement on file is as at 30 June and cannot support drawing power.
6. Debtors and creditors ageing, requested on 8 August and reminded twice.
7. Clarification on the mortgage in favour of Meridian Bank dated March 2024 recorded on the title deed of the Coimbatore unit, which does not sit with the nil-facilities declaration of 6 August.

Nothing else is outstanding. Your collection link remains valid.

Kind regards,
Priya Raghavan, Relationship Manager, Coimbatore SME Branch